Simple saving tips
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heck.. i'd still want a girlfriend
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Originally posted by SydneyLibrarian:hehe.. I have one more I'd like to add
Go to the library & borrow books, DVDs & CDs instead of buying them! It's saved me countless $$ & space as well (as well as less dust to clean up
). I like to walk into a bookshop, take down the titles of books I find interesting, and then reserve them at my local library (shh!! don't tell the shop owners hor, scarlee I kena banned from entering the bookshops )
wah, SL............"kua bei chut" you like that one ley.
Maybe I must learn this technique too.
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1. Shopping list.....what shopping listOriginally posted by SydneyLibrarian:Saw an interesting programme on TV the other night on saving tips - thought we can share some tips with each other on how we save $$
- To prevent impulse buying - use a shopping list and stick to it
- Switching to generic brands can also help, even if it is only the staples such as milk, flour and sugar
- Buying meat at the wet market / butcher instead of at supermarkets
- Turning off appliances at the power point when not in use can save you heaps
- Dripping showers and taps can also be expensive - get them fixed asap!
- Wash your laundry in cold instead of warm or hot water
- Buying lunch can be a huge expense - as much as $10 per day. Try taking your lunch from home just twice a week, and you could save as much as $1,000 a year.
- Having a credit card debt of $1,000 in the course of one year will cost you about $180. Pay your card bill on time to save easy money.
2. Pretty particular about taste soooooo no generic brands for me. Yet to find one that taste ok, unless it is stuff like sugar
3. Not true. The meat at the wet market can be more expensive and dishonest meat vendors cheat too and the way they cut the meat makes lots of difference. Best time to see the diff is during CNY
4. If I remember to turn off the powerpoint....usually am too lazy to walk over.
5. Well, no dripping showers and taps for me
6. Depends on the clothes if I use hot water
7. Well, if I scrimp and don't buy a drink, lunch is just 2 bucks a day
8. No problems with credit cards -
i buy soft drinks, juices or milk & put in the refrigerator at my workplace so tat i wun buy from the canteen's drink stall.
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dittoOriginally posted by choco B:... erm. this isn't an option
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use the collected water to bathe. Then can save on soap oso!Originally posted by makiko:collect the water from the washing machine
used it to wash toilet, fan or flush the toilet bowl -
Dun get involve with scuba diving as a hobby, or photography . Or worse, Underwater photography.
. Trust me, the bank account will get emptied in no time. And no car. Go public. -
ahahaha... now you know what I'm really likeOriginally posted by littlestream:
wah, SL............"kua bei chut" you like that one ley.
Maybe I must learn this technique too.
But seriously, that is one good way of getting to know other titles of a particular subject you're looking for books on! You may not have seen that title at the library if the book was constantly out, mah -
my previous job had the above + free washing of uniform ^^Originally posted by kopiosatu:get a job where you put on a uniform to work...
get a job where meals are provided...
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i have uniform too
but the shoes are so bad i use my own shoes...
and hmmm.... free washing? so good... -
Good for you. You're normal, and having a gf is a good learning experience.Originally posted by the Bear:heck.. i'd still want a girlfriend Besides, not all gals are sponges, some even pay for their sponging bfs. -
i ain't a sponge
okay okay.. maybe i was when i was faced with beer
but that's in the past too
oh well... sometimes, lookin' for one is hard coz i'm am that blurOriginally posted by Wanda:Good for you. You're normal, and having a gf is a good learning experience. Besides, not all gals are sponges, some even pay for their sponging bfs. -
yah we have a laundry department...so sun bian lor ^^Originally posted by the Bear:i have uniform too
but the shoes are so bad i use my own shoes...
and hmmm.... free washing? so good... -
borrow from your neighbours.Originally posted by Ito_^:how about computers? -
i do that for books too.Originally posted by SydneyLibrarian:hehe.. I have one more I'd like to add
Go to the library & borrow books, DVDs & CDs instead of buying them! It's saved me countless $$ & space as well (as well as less dust to clean up ). I like to walk into a bookshop, take down the titles of books I find interesting, and then reserve them at my local library (shh!! don't tell the shop owners hor, scarlee I kena banned from entering the bookshops )
such a waste to buy books. -
no wonder so many people are going for married man/woman.Originally posted by tare:for gals: GET a bf or get married.... free meals, free transport.... at times, free shoppings and free holidays....
for guys: DUN get a gf or get married... reason see above....
the reason is to cut cost!!!
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be a xiao bai lian not only cut cost, can earn a living somemore!Originally posted by dragg:no wonder so many people are going for married man/woman.
the reason is to cut cost!!! -
Earn in singapore... Stays and spend in malaysia...
But of course.. have to deal with traffic jams and immigration queue... -
yes. such a privilege.Originally posted by tare:be a xiao bai lian not only cut cost, can earn a living somemore!
too bad i have none of those attributes. but you never know. -
forget the broadband. Scan for any generous neighbours who did not encrypt their wireless broadband. Then can share their network. Dun watch the movies in SG. Watch in JB city square lor. Weekends RM$10 only. Weekdays RM$6. Or better still, buy those * ahem * DVDs, 1 for RM$8 , Buy 5 get 1 free. Free delivery to SG when buying 20. meaning RM$160 for 24 DVDs, free delivery to SG somemore.
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*ahem* u dunnoe we got police in this forum har?Originally posted by pufferfish_79:forget the broadband. Scan for any generous neighbours who did not encrypt their wireless broadband. Then can share their network. Dun watch the movies in SG. Watch in JB city square lor. Weekends RM$10 only. Weekdays RM$6. Or better still, buy those * ahem * DVDs, 1 for RM$8 , Buy 5 get 1 free. Free delivery to SG when buying 20. meaning RM$160 for 24 DVDs, free delivery to SG somemore. -
sign on! SAF wants you!!Originally posted by kopiosatu:get a job where you put on a uniform to work...
get a job where meals are provided...
Somemore u can stay in and save on lodging as well.
For computers, use laptops running on batteries at home. Then bring it to your workplace to charge. ( same theory as handphones) -
All these money saving tips are great .
Except when I manage to save on one item, I always find something else to splurge on.
Thus, net saving = 0 .... if I'm lucky, sometimes deficit somemore.
Bo bian. I blame shopaholic tendencies.
However I agree that DVD rental / purchase at low price (don't ask how) is one of the best ways to save on entertainment, given prices of movie tickets. -
Keep track of yr expenses. Check yr bank statement. Make sure withdrawals are less than deposits.Originally posted by choco B:All these money saving tips are great .
Except when I manage to save on one item, I always find something else to splurge on.
Thus, net saving = 0 .... if I'm lucky, sometimes deficit somemore.
Bo bian. I blame shopaholic tendencies.
However I agree that DVD rental / purchase at low price (don't ask how) is one of the best ways to save on entertainment, given prices of movie tickets.
Don't carry too much cash when u go out or even better don't bring credit card, then u won't get tempted.
Best solution- marry an auditor/ accountant like my sis. They are good at money management & investing your money
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faintOriginally posted by k4korny:For computers, use laptops running on batteries at home. Then bring it to your workplace to charge. ( same theory as handphones)