Club 30's 'Kill the Boredom Demon' Jive Pad, 6th Edition
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heh heh heh...
i cut it up and returned it to them.. they called and asked why.. i said "hey.. my income isn't that much and i'm happy enough with my normal card"
Originally posted by Wanda:Eh...this reminds me...Posbank just issued this Everyday Mastercard which gives rebates at various places, including Carrefour. My SO was sent this 'free'? platinum card in the mail, and I just got a free upgrade to maybank's platinum visa card too.
Am wonder: is the average-income cardholders' mkt being flooded with platinum cards now? We are definitely far from earning those platinum level salaries, as far as I know. So what's happening? 
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Haha I think I got this too... amex?Originally posted by Wanda:My SO was sent this 'free'? platinum card in the mail,
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x2Originally posted by the Bear:heh heh heh...
i cut it up and returned it to them.. they called and asked why.. i said "hey.. my income isn't that much and i'm happy enough with my normal card" -
I see....i suspect something like that. My card is free for years, no need to pay subscription, and I've only been with them for 1 yr...and i guess in the cr card mkt, that might be considered loyal, huh.Originally posted by elindra:Platinium doesn't carry the prestige anymore
If you notice, the subscription you pay is higher than a normal card
They also treat it as a reward for good customers who are loyal
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Bef I leave, bear, gosh.. Ppl really getting fed up on the "Security Checks"... Because the prob is not with the checks... Anyway I got mad and said what if someone creates a car bomb at the queue?
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who knows?
it's the best we can do... car bomb in the queue there is heck of a lot better than a car bomb in downtown..
it's a matter of risk management.. at the checkpoint, the result is nowhere as bad as if it goes off at Raffles Place and brings down a couple of buildings... -
DBS was giving 2 free amex cards - one platinum and one gold. The one my SO got was posbank Everyday card.Originally posted by choco B:Haha I think I got this too... amex?
Sigh...like that no more prestige, so what's the point...might as well forget it, since everyone gets it. So silly and waste of resource. -
my one card is for convenience, prestige.. they can keep it
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Coz Credit sales peeps need to boost their sales when the market is getting saturated.Originally posted by Wanda:DBS was giving 2 free amex cards - one platinum and one gold. The one my SO got was posbank Everyday card.
Sigh...like that no more prestige, so what's the point...might as well forget it, since everyone gets it. So silly and waste of resource.
To do so is either get new customers or get current customers to upgrade -
True True TrueOriginally posted by elindra:Coz Credit sales peeps need to boost their sales when the market is getting saturated.
To do so is either get new customers or get current customers to upgrade
hmmm they have stopped increasing my limit automatically.
Maybe i need to use card more often.
Some profession gets their own credit cards -
Gold. Platinum. Unobtanium. It's all plastic in the end.
If you use a credit card merely as a convenient means of payment and pay off your balance in full every month, then it should not matter what kind of card you carry.
My primary credit card is still the no-annual-fee basic American Express card that was issued to me in 1988. I've always paid off the balance in full every month and have never been charged interest. Sure, they've 'upgraded' the card to 'Platinum' status, but that means nothing to me. After all, what need do I have for a US$250,000 credit line?
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Originally posted by Meia Gisborn:Gold. Platinum. Unobtanium. It's all plastic in the end.
If you use a credit card merely as a convenient means of payment and pay off your balance in full every month, then it should not matter what kind of card you carry.
My primary credit card is still the no-annual-fee basic American Express card that was issued to me in 1988. I've always paid off the balance in full every month and have never been charged interest. Sure, they've 'upgraded' the card to 'Platinum' status, but that means nothing to me. After all, what need do I have for a US$250,000 credit line?
u know its fo times u meet gorgeous chick -
That type of 'chick', I can do without...Originally posted by Kan_i:
u know its fo times u meet gorgeous chick -
BTW, this current spate of free card upgrade - tho' they've upgraded my card to platinum, but the credit limit is still the same - low credit limit.
Silly, silly jokers. -
X 2Originally posted by Meia Gisborn:That type of 'chick', I can do without... -
They're not sillyOriginally posted by Wanda:BTW, this current spate of free card upgrade - tho' they've upgraded my card to platinum, but the credit limit is still the same - low credit limit.
Silly, silly jokers.
If you accept it you be paying higher subscription fees -
they wanted to give me the gold card years ago.. same limit, but i had to spend more to get the annual fee waived..
i was laughing so much i think they got the message Originally posted by Wanda:BTW, this current spate of free card upgrade - tho' they've upgraded my card to platinum, but the credit limit is still the same - low credit limit.
Silly, silly jokers. -
Originally posted by the Bear:they wanted to give me the gold card years ago.. same limit, but i had to spend more to get the annual fee waived..
i was laughing so much i think they got the message 
i better go check my annual fee -
It's a free card, as long as I charge a very minimal transaction...and they've extended it to 2010. No need to pay for sub fees since there are so many free cards around...unless u like some of their promo like the ladies' card that sort.Originally posted by elindra:They're not silly
If you accept it you be paying higher subscription fees -
sky's rumbling...
gonna rain...
oh well... i think i can forget about getting my car in for polishing... wait until next week
can't wait to try out new bowling ball -
Just curious: is it easy to apply for a no-annual-fee credit card in Singapore?Originally posted by the Bear:they wanted to give me the gold card years ago.. same limit, but i had to spend more to get the annual fee waived..
i was laughing so much i think they got the message -
usually, they offer 2 to 3 years free... then they hit you with the charges..
however, most just cut up their card and go with another lot with the aforementioned 2 to 3 years...
keep hopping and you never need to pay the chargesOriginally posted by Meia Gisborn:Just curious: is it easy to apply for a no-annual-fee credit card in Singapore? -
wow what a hassle... getting credit rating verified etc.Originally posted by the Bear:usually, they offer 2 to 3 years free... then they hit you with the charges..
however, most just cut up their card and go with another lot with the aforementioned 2 to 3 years...
keep hopping and you never need to pay the charges
I like to go to bank and be 110 pt verified with my credit card
and not have to produce 101 IDs -
i just stick with one.. they waive the annual fees coz i throw all my bills into the credit card.. so it chalks up enough spending
strange thing.. they've never gotten one extra cent from me coz it's always paid in full -
Credit card companies HATE people who pay upon time, and in full.Originally posted by the Bear:strange thing.. they've never gotten one extra cent from me coz it's always paid in full