Credit Cards = More Debt = Less CashOriginally posted by av98m:Yeah, I actually need it more for online shopping than anything else.
My bank hate me. I settle in full every month.Originally posted by elindra:Credit Cards = More Debt = Less Cash
go give birth..den dun need worry bout tax..Originally posted by elindra:Anyway credit cards these days is more for convinence more than status
Originally posted by av98m:My bank hate me. I settle in full every month.
but need to worry about saving up the few hundred k its going to take to raise the kid and provide tertiary education.Originally posted by stellazio:go give birth..den dun need worry bout tax..
but its gonna provide joy..Originally posted by av98m:but need to worry about saving up the few hundred k its going to take to raise the kid and provide tertiary education.
and much pain as well.....Originally posted by stellazio:but its gonna provide joy..
Dogs cost less and provide lots of joy tooOriginally posted by stellazio:but its gonna provide joy..
can talk and make u angry anot?Originally posted by elindra:Dogs cost less and provide lots of joy too
Sting rays provide joy too??Originally posted by elindra:Dogs cost less and provide lots of joy too
oh yes..Originally posted by The man who was death:Sting rays provide joy too??
Why do I want to get angryOriginally posted by stellazio:can talk and make u angry anot?
can provide for u when u retire??
Actually the 2nd statement is not always true. One of the reasons why so many old couples are damned pok kai is because they spent all the money raising the children. And the children may have difficulties of their own in getting by, especially in today's climate. Then how? Plenty of destitute old folks have children and grandchildren even. Doesn't help them much as their children are strggling to support their own families.Originally posted by stellazio:can talk and make u angry anot?
can provide for u when u retire??
Ahh...reminds me of the delightful meal I had the other day...sambal belachan barbecue stingray, squid, and kang kong!Originally posted by stellazio:oh yes..
joy to my tummy..
The higher educated you are, the more likely you are to think things through and do your sums first, I guess. And perhaps you have higher expectations in terms of quality of life.Originally posted by elindra:Seriously I'm extremely disillusioned by the behavior of kids these days that I really dread to have one of my own (though I don't think I have much choice on that one) Seems that pets are less of a headache, and gives you less stress and not as draining on your pocket.
And the government wonders why most married couples don't want to have kids these days. I dunno.... seems that the higher educated you are, the less likely that you want kids? At least that is the trend I'm seeing amongst my friends.
I have always believe its how the parents teach their kids. there may be some environmental influences, but in life no matter how we guard against them, there might be unexpected things to happenOriginally posted by elindra:Seriously I'm extremely disillusioned by the behavior of kids these days that I really dread to have one of my own (though I don't think I have much choice on that one) Seems that pets are less of a headache, and gives you less stress and not as draining on your pocket.
And the government wonders why most married couples don't want to have kids these days. I dunno.... seems that the higher educated you are, the less likely that you want kids? At least that is the trend I'm seeing amongst my friends.
for me even if i dun have enough to support them,at least i will let them stay with me..Originally posted by av98m:Actually the 2nd statement is not always true. One of the reasons why so many old couples are damned pok kai is because they spent all the money raising the children. And the children may have difficulties of their own in getting by, especially in today's climate. Then how? Plenty of destitute old folks have children and grandchildren even. Doesn't help them much as their children are strggling to support their own families.
I like to tell mine that they should be quite happy that I'm not taking drugs, not commiting crimes, not in jail, and am gainfully employed.Originally posted by laurence82:I have always believe its how the parents teach their kids. there may be some environmental influences, but in life no matter how we guard against them, there might be unexpected things to happen
so, i believe whether couples want to have kids should depend on whether they love kids, not whether how troublesome kids can be or draining on their pockets
who knows, prolly our parents now also regretted having us in the first place
kekekeke
Yeah... that's the problem. You do your sums and realise how scary it is and you start to hold back and I guess everyone do hope to have a certain level of quality of lifeOriginally posted by av98m:The higher educated you are, the more likely you are to think things through and do your sums first, I guess. And perhaps you have higher expectations in terms of quality of life.
For ministers and MPs, different. They get paid so much they can have 4 to 5 kids without much problem.
I really do not understand why its usually the lower income families that have so many children, then live a hand to mouth existence struggling to support these kids.
The problem lies between wanting to sacrifice the current quality of life and giving some up to look after the kids. Yes, unexpected things happen.Originally posted by laurence82:I have always believe its how the parents teach their kids. there may be some environmental influences, but in life no matter how we guard against them, there might be unexpected things to happen
so, i believe whether couples want to have kids should depend on whether they love kids, not whether how troublesome kids can be or draining on their pockets
who knows, prolly our parents now also regretted having us in the first place
kekekeke
Truthfully, while i see kids as cute, i dont think i am going to have one coz i dont know how to handle themOriginally posted by elindra:The problem lies between wanting to sacrifice the current quality of life and giving some up to look after the kids. Yes, unexpected things happen.
So SO loves kids but I see them as tiny pests with loud voices and looking at my nieces, that is enough to put anyone off on having kids They even scared my SO
Well, I do know as a fact that my parents love kids so that is a different story
Thats how I see them as well. And I take that as a reflection of their parent's piss poor parenting skills.Originally posted by elindra:So SO loves kids but I see them as tiny pests with loud voices and looking at my nieces, that is enough to put anyone off on having kids They even scared my SO
You sure or not?Originally posted by av98m:Thats how I see them as well. And I take that as a reflection of their parent's piss poor parenting skills.
The problem is, my cousin is very strict with them but they know they won't be punished at their grandparents place because they are really really extremely cute and good looking kids (I think they will be man-killers when they grow up) So they use it to their advantage and it's really My cousin even switched her job to part-time basis (only goes to work 3 days a week, though she is still drawing her same pay coz her boss likes her ) to look after them as they are difficult to handle and the maids can't handle them aloneOriginally posted by av98m:Thats how I see them as well. And I take that as a reflection of their parent's piss poor parenting skills.