Club 30's "Kill the Boredom Demon" Jive Pad, 26th Edition
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actually poem account allows u to trade in a few regional markets and even US market, i thinkOriginally posted by Fatum:ah .....
that means I can jump in then ....
it's better for me to trade in the Singapore market, I come home from work just nice market is starting ... buy and sell and bit then go to bed ...
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yah, but I can't do intra day trading liao mah ...Originally posted by Mospeada:actually poem account allows u to trade in a few regional markets and even US market, i think
and I just opened an account where I am to trade on the TSX and NASDAQ also ....
actually, I wanted to open an account in singapore because the income from trading are taxed, and I can't open a tax-sheltered account here cos I'm not a canadian ... I figured it's a good way to build a nest egg and wifey fund for myself elsewhere .. -
dream?!!?!?Originally posted by Fatum:curl up at home and dream of prathep thai lor ..
i blardi kit teung bratet thai lor!!!
i'm having thai withdrawal syndrome -
actually i think u can go online and see if u can open an account...so long as u got ur singapore pink IC...Originally posted by Fatum:yah, but I can't do intra day trading liao mah ...
and I just opened an account where I am to trade on the TSX and NASDAQ also ....
actually, I wanted to open an account in singapore because the income from trading are taxed, and I can't open a tax-sheltered account here cos I'm not a canadian ... I figured it's a good way to build a nest egg and wifey fund for myself elsewhere .. -
yah, I actually checked it out, I got to sign stuff and such ...Originally posted by Mospeada:actually i think u can go online and see if u can open an account...so long as u got ur singapore pink IC...
but no hurry ... I'll bio around a bit first and see which online broker suits my needs ... -
i am so bored at work
so.... slpy
cos there's nobody in the room with me -
you know, I never thought I'd say this ...
but I think the CPF is an awesome scheme ! ...
if there's CPF here I'd not have to fret about retirement investments so much ...
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that's good ... solitude is such a rare and precious thing ...Originally posted by shinta:i am so bored at work
so.... slpy
cos there's nobody in the room with me
I prefer to be left alone at work ... cos when someone comes looking for me, it means
1. there's a bug
2. there's new work for me -
Originally posted by Fatum:you know, I never thought I'd say this ...
but I think the CPF is an awesome scheme ! ...
if there's CPF here I'd not have to fret about retirement investments so much ...
if u're in sg.... all ur money in cpf ordinary account goes to..
1. ur hdb flat
2. ur kids further edu (if its done locally)
3. other sort of investment that u might take up
so ur ordinary account got no money
only special account... but... by the time u're 55.. hw much do u actually have?
its a false sense of safety
of course if u can't save for nuts.... (like me) den the cpf is good -
if ppl comes and look for me it means i need to burn CDs again...Originally posted by Fatum:that's good ... solitude is such a rare and precious thing ...
I prefer to be left alone at work ... cos when someone comes looking for me, it means
1. there's a bug
2. there's new work for me -
Is there anything similar to CPF where you are? Australia has what we called superannuation fund.Originally posted by Fatum:you know, I never thought I'd say this ...
but I think the CPF is an awesome scheme ! ...
if there's CPF here I'd not have to fret about retirement investments so much ... -
fwah.. maniac fans in Australian Open...
with nazi salutes and taunting!
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Will you be watching Australian Open? Who are you supporting?Originally posted by the Bear:fwah.. maniac fans in Australian Open...
with nazi salutes and taunting!
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btw, u guys heard about this?
Aussie experts to drive review of Singapore's public transport system
The big job of reviewing Singapore's public transport system — from the nuts and bolts to the service standards — has gone to the Australians.
In its first move to rope in an external consultant, the Land Transport Authority (LTA) has appointed the Australian arm of United States-based consulting firm Booz Allen Hamilton for the comprehensive study.
Over the next six months, the company will review Singapore's current industry structure and regulatory framework for its bus and rail systems.
And in the process, some fundamental questions could be answered.
Madam Cynthia Phua, a member of Government Parliamentary Committee for transport, thinks a comprehensive review of the system cannot escape the question of whether the Singapore market is big enough for two public transport operators.
"Does having two public transport operators allow for competition in terms of efficiency and profitability?" she told TODAY.
Mooted by Minister for Transport Raymond Lim in October, the idea of appointing external consultants will allow LTA to explore more options.
These could include best practices in other cities, identifying areas for improvements, and proposing measures to strengthen the system, the LTA said on Thursday.
"The consultants will add value to the review process with their international experience while providing an external perspective to current viewpoints, standards and systems," it added.
The Singapore public transport system sees about four million commuter trips daily. The LTA aims to increase the share of commuters from the current 63 per cent to 70 per cent over the next 10 to 15 years.
For this to happen, chairman of the Public Transport Council Gerard Ee told TODAYy that timing and scheduling are critical.
"For more public commuters to switch to public transport, reliability is key and ultimately factors such as waiting times, travelling times and scheduling matter," he said.
Mr Ee said the review could look into road design and development so that bus routes can be more efficiently mapped out — for example, dedicated bus lanes can be considered.
Booz Allen Hamilton is expected to submit their findings to the LTA in the middle of this year for review and evaluation. - TODAY/st -
you know ... I realized that it ain't that bad ...Originally posted by shinta:
if u're in sg.... all ur money in cpf ordinary account goes to..
1. ur hdb flat
2. ur kids further edu (if its done locally)
3. other sort of investment that u might take up
so ur ordinary account got no money
only special account... but... by the time u're 55.. hw much do u actually have?
its a false sense of safety
cos:
yes, cars and houses are cheaper here, but it's relative, cos everything else is more expensive, taxes are so much higher, cost of living is a lot higher ...
in Singapore, if I was working, I can afford to eat lunch out everyday, here, even the managers tah bao sandwich from home ... if i eat lunch out every day I'll be broke ...
as for mortgages, you're paying money for the same length of time for a C$200000 house as you'd for a S$400000 flat ...
I was thinking the other day, my father is a teacher, not some tycoon biz man, but he could afford a house, a car, yearly vacations for the whole family, plus send me and my sis overseas for school ...
I know kids here with teacher parents who had to take out gov student loans for school ...
the only people who have it good are the welfare bums and junkies .. -
Where are u located now? Canada?Originally posted by Fatum:you know ... I realized that it ain't that bad ...
cos:
yes, cars and houses are cheaper here, but it's relative, cos everything else is more expensive, taxes are so much higher, cost of living is a lot higher ...
in Singapore, if I was working, I can afford to eat lunch out everyday, here, even the managers tah bao sandwich from home ... if i eat lunch out every day I'll be broke ...
as for mortgages, you're paying money for the same length of time for a C$200000 house as you'd for a S$400000 flat ...
I was thinking the other day, my father is a teacher, not some tycoon biz man, but he could afford a house, a car, yearly vacations for the whole family, plus send me and my sis overseas for school ...
I know kids here with teacher parents who had to take out gov student loans for school ...
the only people who have it good are the welfare bums and junkies .. -
nope ... none ...Originally posted by honeymouse:Is there anything similar to CPF where you are? Australia has what we called superannuation fund.
I realized that when Singaporeans look at say australia or canada or the US, they are looking at it from a Singaporean perspective, if you go to those countries as an immigrant, then you got an awesome foundation to start from, a hundred thou or two from the CPF, liquidated properties and such ...
but if you're starting out from scratch, beginning your adult working life from there, it's not anywhere as easy, as "lucrative" as one'd imagine ...
but perhaps that's just me ...
oh well ... the grass always looks greener on the other side eh ... -
As shinta pointed out,Originally posted by Fatum:you know, I never thought I'd say this ...
but I think the CPF is an awesome scheme ! ...
if there's CPF here I'd not have to fret about retirement investments so much ...
Its awesome in theory. But in practice, most people empty their accounts paying for housing and as a result its quite useless for retirement. And don't get me started on the medisave/medishield thing.
It also punishes the low-income group(then again, all government policies seem to punish them the most)
I'm making it work for me by not using the ordinary account for housing and pushing most of it into the special account. So far I do not dare use it for investments. -
yeps ... in the prairies ...Originally posted by shinta:Where are u located now? Canada? -
i've been workin for 2 years now.. and before that part time for er.. 6 years plus...Originally posted by av98m:As shinta pointed out,
Its awesome in theory. But in practice, most people empty their accounts paying for housing and as a result its quite useless for retirement. And don't get me started on the medisave/medishield thing.
It also punishes the low-income group(then again, all government policies seem to punish them the most)
I'm making it work for me by not using the ordinary account for housing and pushing most of it into the special account. So far I do not dare use it for investments.
my cpf's wiped out already
think my cpf will continue gettin wiped out for the next 29.8 years
i can't even afford to pay for my kids' tuition loan next time via cpf
btw, medishield n medisave is bullshyt.. -
well ... it does have it flaws ... but the idea is a pretty good one ...Originally posted by av98m:As shinta pointed out,
Its awesome in theory. But in practice, most people empty their accounts paying for housing and as a result its quite useless for retirement. And don't get me started on the medisave/medishield thing.
It also punishes the low-income group(then again, all government policies seem to punish them the most)
I'm making it work for me by not using the ordinary account for housing and pushing most of it into the special account. So far I do not dare use it for investments.
cos if you push the onus of retirement planning onto the public themselves, you'll end up with a higher public cost in the end ... retirees working the tables and counters at Mcdonalds is not an exclusively Singaporean phenomenon I've discovered ... -
And singles usually pay more for housing than married couples because the mother CCB KNNBCCD gahmen discriminates against us!! We pay bloody taxes and di our fucking national service only to be trated like unwanted bastard children by the morally corrupt lee regime!! *rants*
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Originally posted by Fatum:
of course its not..
well ... it does have it flaws ... but the idea is a pretty good one ...
cos if you push the onus of retirement planning onto the public themselves, you'll end up with a higher public cost in the end ... retirees working the tables and counters at Mcdonalds is not an exclusively Singaporean phenomenon I've discovered ...
but u dun see other govt braggin there's no beggars in their country when there's quite a few right? (i guess nia.. not 100% sure) -
I think they perceive "national service" as two folded ...Originally posted by av98m:And singles usually pay more for housing than married couples because the mother CCB KNNBCCD gahmen discriminates against us!! We pay bloody taxes and di our fucking national service only to be trated like unwanted bastard children by the morally corrupt lee regime!! *rants*
1. defend your country by wearing green
2. breed
but take heart ... maybe some nobel economist may convince one of the lees that a big population is a "bad thing" ... it was once stop at two remember ... -
nope.. i was watching the newsOriginally posted by honeymouse:Will you be watching Australian Open? Who are you supporting?