"Affluenza"
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Organic baby foods is hot hot hot.Originally posted by elindra:I think have to decide what exactly do we want first
Parents wants the best for their kids. -
yes you're right ... production would be the biggest headache ... methinks that would have to be in the US ... simply because they have the best road and logistics network in any continent ... and that's one secret of their economic power ... sides, there are legions of cheap and willing mexicans ...Originally posted by viciouskitty74:I dunno.
I actually wanted to try making fishballs myself. And start small if i can.
Those 'fei siong' ones are nice and easy to sell.
Once you got production going, the next you need is just persons to run the stalls like hotdog stands.
Old chang kee franchise is good. But I would say the problem is with the productions. Not the stalls.
Old chang kee franchise work in the way, that they have the factory to supply your items. But you have to manage the stall and deep fried the foods only.
And problems is, capital investments for the factory and managing that factory.
I also wouldnt mind learning how to make 'Pau'.
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are you interested kitty ? ... -
There was an article recently that organic baby food is bad for the baby coz the baby does not build up resistance compared to when they take non-organic foodOriginally posted by viciouskitty74:Organic baby foods is hot hot hot.
Parents wants the best for their kids. -
well pinky ... how about you tell me ? ... you're the biz and marketing guru here .... and I can go look and source ....Originally posted by elindra:I think have to decide what exactly do we want first
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guru?Originally posted by Fatum:well pinky ... how about you tell me ? ... you're the biz and marketing guru here .... and I can go look and source ....
I don't think so la
Let's all chew on it ba
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Alas! I am too poor.Originally posted by Fatum:yes you're right ... production would be the biggest headache ... methinks that would have to be in the US ... simply because they have the best road and logistics network in any continent ... and that's one secret of their economic power ... sides, there are legions of cheap and willing mexicans ... ...
are you interested kitty ? ...
But if you need someone to squeeze your balls, wield a chopper and make sure the wok is heating up enough...I am at your service. -
Hmm...food for thought.Originally posted by elindra:There was an article recently that organic baby food is bad for the baby coz the baby does not build up resistance compared to when they take non-organic food -
well ... as long as people have enough appetite for risks ....
I mean, if you get a large enough group of investors together, each one need not fork out more than a couple of K's ... treat it as a write off, and whatever that is earned can be injected right not yet another franchise venture or whatever, sooner or later we're talking about some really serious cash flow here ....
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its easy to fork out money.Originally posted by Fatum:well ... as long as people have enough appetite for risks ....
I mean, if you get a large enough group of investors together, each one need not fork out more than a couple of K's ... treat it as a write off, and whatever that is earned can be injected right not yet another franchise venture or whatever, sooner or later we're talking about some really serious cash flow here ....
its not easy to decide that the people managing your investments lah.
No matter how, to make it work, you need somone in place that can do the work. -
http://sg.news.yahoo.com/070224/5/singapore260317.htmlOriginally posted by viciouskitty74:Hmm...food for thought.
The article -
of course .... and I'm not saying that It'll be me too .... it can be anyone ...Originally posted by viciouskitty74:its easy to fork out money.
its not easy to decide that the people managing your investments lah.
No matter how, to make it work, you need somone in place that can do the work.
I'm pretty flexible when it comes to it ... the primary objective is to generate cash flow for everyone .... -
another thing about affluenza.
i got g/f who keep insisting on buying Oshkosh Clothes for their kids, even though their family earnings are less then 2k a month.
another kind of affluenza?
To have their kids attends classes like ballet, piano & whatever? -
Originally posted by viciouskitty74:another thing about affluenza.
i got g/f who keep insisting on buying Oshkosh Clothes for their kids, even though their family earnings are less then 2k a month.
another kind of affluenza?
To have their kids attends classes like ballet, piano & whatever?
Family income less than 2k and want to buy Oshkosh Clothes for their kids -
typical! like the texans say, big hat no cattle.Originally posted by viciouskitty74:another thing about affluenza.
i got g/f who keep insisting on buying Oshkosh Clothes for their kids, even though their family earnings are less then 2k a month.
another kind of affluenza?
To have their kids attends classes like ballet, piano & whatever? -
Sadly, many people "suffer" from affluenza. I was prompted to start this topic after watching it on the news. Even with no money and lots of debt, people still continue to give in to their unnecessary mataerial wants.
In my case, I'm in debt because of this house.
*scratching head wondering why ah bear hasn't given us his 3 cents yet* -
The willingness with which people in this country spend more than they earn and voluntarily and unnecessarily go into debt, is one aspect of consumerism I do not think I shall ever fully comprehend.Originally posted by jetta:Sadly, many people "suffer" from affluenza. I was prompted to start this topic after watching it on the news. Even with no money and lots of debt, people still continue to give in to their unnecessary mataerial wants.
In my case, I'm in debt because of this house.
*scratching head wondering why ah bear hasn't given us his 3 cents yet* -
In singapore, we say you are ngeow.Originally posted by Meia Gisborn:The willingness with which people in this country spend more than they earn and voluntarily and unnecessarily go into debt, is one aspect of consumerism I do not think I shall ever fully comprehend.
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True! Over here, you can apply for a 100% home loan BUT, the interest kills! Worse, most of these 100% loan plans do not have fixed interest rates so if the rates increase, you can really end up crying!Originally posted by viciouskitty74:I cant agree leh.
Most youngsters, because of HDB loans & the grants, tend to rush into financial commitments w/o thinking.
Wheres most youngsters overseas, w/o cold hard cash knows they cant buy properties & stuffs.
Best thing is to save at least 5% of the cost of the property as downpayment, and then apply for a home loan. However, to get a favourable deal, I think you have to show a steady savings level in your bank account.
I think back in SG, with most people paying off their apartments using CPF, you don't really need to come up with cold hard cash so the urgency of saving might not be felt as acutely.
Darnit... within the next few years, I'll have to cough up the 5% downpayment to quickly get a place to call my own before the property prices rise even further!
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I still find the amount spent on Christmas gifts in the Western culture really staggering and quite unnecessary!Originally posted by Meia Gisborn:The willingness with which people in this country spend more than they earn and voluntarily and unnecessarily go into debt, is one aspect of consumerism I do not think I shall ever fully comprehend.
Thankfully, in my workplace, we don't really exchange gifts. Phew! -
jetta, you're right - everyone in here sounds so disciplined!
I did make financial mistakes when I was making the difficult transition from corporate somebody to a nursing school nobody. Somehow, I found solace in making purchases then but thankfully, now that I'm out of Singapore, the situation has stopped! 
Dunno why... I just felt more miserable in my home country and maybe, that kinda made me turn to food and shopping as 'comfort crutches'.
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Rhonda, I'm right behind you. I've made financial mistakes too. Expensive experience huh?Originally posted by Rhonda:jetta, you're right - everyone in here sounds so disciplined!
I did make financial mistakes when I was making the difficult transition from corporate somebody to a nursing school nobody. Somehow, I found solace in making purchases then but thankfully, now that I'm out of Singapore, the situation has stopped!
Dunno why... I just felt more miserable in my home country and maybe, that kinda made me turn to food and shopping as 'comfort crutches'.
*sigh* Transitions are almost always difficult and expensive. You know my story, relocating every 3 years. All that moving has only compounded my debt situation. Digging out of debt takes time and discipline and when we're almost at the surface, it's time to move yet again. Can't win. Since this is our very last duty station, it's prompted us to buy a place since we receive a housing allowance. IMHO, mortgages are a necessary evil. For now that allowance pays for 90% of the mortgage until the hubster retires this year. *gulp* Like they say, MG, "Onward and upward". -
well ... when hubster goes onto the civvy market, the wages will take a big hike too eh ....
then jetta will become a true california tai tai ... -
You promise? *looks at Fatum with puppy dog eyes*Originally posted by Fatum:well ... when hubster goes onto the civvy market, the wages will take a big hike too eh ....
then jetta will become a true california tai tai ... -
I'm drowning in cash.. somebody save me please.
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Drowning in cash? I'll help take away all your burden.Originally posted by Gackt247:I'm drowning in cash.. somebody save me please.